Having adequate insurance cover is one of the most fundamental parts of being in business. It provides invaluable protection against a range of risk events, reducing financial uncertainty and protecting both your own livelihood and that of your workforce.
You have a lot to protect, from assets such as your buildings, plant & machinery, contents, stock and customer goods, to your business income and legal liabilities.
Business insurance policies are generally set up in a manner where you can pick and choose sections of cover based on your individual needs. Keep in mind the sections of cover and the cover itself can vary considerably from insurer to insurer. Some of the sections you can expect to see available in a standard business insurance policy include: